Fixed deposits.
Clear
expectations.
Important terms, disclosures and conditions related to Fixed Deposit products offered through 1FCode.
Flexible
Tenures
Partner
Banks
Transparent
Returns
Clear
Disclosures
Everything important.
At a glance.
A quick summary of the most important Fixed Deposit terms and disclosures.
Eligibility
Requirements and conditions for opening Fixed Deposits through 1FCode.
Deposit Rules
Minimum deposit amounts, tenure options and account requirements.
Interest & Returns
How interest is calculated, credited and displayed across FD products.
Premature Withdrawal
Conditions, penalties and implications of withdrawing before maturity.
Everything you need.
Nothing unnecessary.
Explore the most important Fixed Deposit terms in a simple and easy-to-understand format.
Fixed Deposits may be available only to eligible users who satisfy identity verification, banking and regulatory requirements. Additional criteria may apply depending on the partner institution.
Users can open Fixed Deposits through approved partner institutions. Deposit amounts, tenure options and available products may vary based on the selected offering.
Interest rates are determined by the issuing institution and may vary based on tenure, amount and prevailing market conditions. Applicable rates will be displayed before deposit confirmation.
Premature withdrawal requests may be subject to penalties, reduced interest earnings or other restrictions as determined by the issuing institution.
Upon maturity, Fixed Deposits may be paid out, renewed or reinvested depending on the selected instructions and product-specific policies.
Users should carefully review all disclosures, partner institution documentation and applicable regulations before investing in Fixed Deposit products.
Questions about Fixed Deposit terms?
Reviewing our Fixed Deposit terms? If you need clarification on eligibility, interest rates, tenure, withdrawals, maturity, or other account conditions, we're here to help.
